What are some good Columbus Day recipes?

Here are some delicious Columbus Day recipes you can try over the three-day weekend: buttermilk cornbread, bruschetta, frittata, Spanish rice, pumpkin gnocchi, scallop risotto, and panna cotta.

What are some good 4th of July recipes?

Here are the best dishes to complete your July 4th menu: refreshing summer salad, bacon-wrapped and cheese-stuffed jalapeño poppers, easy macaroni salad, upgraded grilled corn, vegetarian buffalo cauliflower, cheese-stuffed juicy burgers, pulled pork tacos, red, white, and white ice pops, and mini trifles in jars.

admin, Author at HOA Management Software

HOA Audit: What Can It Say About Your HOA’s Financial Health?

admin on October 12, 2022

An HOA audit is an instrument that can help you measure the financial health of your association. Unfortunately, not all associations take audits seriously — and therein lies the problem.

What Is the Purpose of an HOA Audit?

A homeowners association audit is a comprehensive inspection of an HOA’s financial accounts and reports conducted by a third-party professional. The goal of an audit is to objectively evaluate the association’s finances and assess its financial health. An audit is necessary because it provides assurance that an HOA’s financial statements and reports are complete and accurate.

When an HOA skips an audit, it runs the risk of financial mismanagement. Everything is connected to the audit — from budgeting and spending to accounting and fraud prevention. An audit can also identify minor issues before they worsen. Thus, it is important to include it in your HOA annual checklist.

HOA Audits vs Financial Review: What’s the Difference?

While they may sound like they offer the same things, a financial review and an audit are two different things. A financial review examines the financial records of an association and provides a report that the board can use to make short-term financial decisions.

In comparison, an audit is an extensive inspection of the association’s finances. It involves an in-depth analysis of the financial records, reports, and statements of the HOA, making sure to verify them for accuracy and completeness.

Instead of just examining documents at the surface level, a Certified Public Accountant (CPA) will contact creditors and debtors to confirm the association’s payables and receivables. The CPA will also compare the association’s financial reports with all of its records, including invoices, ledgers, and receipts.

Audits are comprehensive, so associations should prepare the following records and documents for the CPA to review:

Financial reports and statements (including the balance sheet, the income statement, the general ledger, etc.)
Operating budgets
Invoices and bills
Receipts
Bank statements and records
Reserves and reserve schedule
Contracts
Investments
Minutes of board meetings
Engineering studies
Insurance policies
1099s

Due to the nature of audits, they are understandably more expensive than a financial review. However, compiling and organizing your documents ahead of the audit itself can minimize costs. Additionally, it is a good idea that board members make themselves available when an audit is taking place. This is so any questions or concerns that the CPA has can be addressed immediately.

HOA Audit Requirements

Do all homeowners associations require audits? How often should an HOA be audited? These are some of the most common questions people ask when it comes to HOA audits. The answer, though, is not so universal.

Some states have laws that require HOAs and condominiums to perform audits. Others only require a financial review. For instance, California Civil Code § 5305 stipulates that an association shall prepare a review of the financial statements according to the Generally Accepted Accounting Principles (GAAP) for any fiscal year where the HOA’s gross income is over $75,000. The law also states that a licensee of the California Board of Accountancy must conduct it.

Apart from state law, HOA boards should also refer to their governing documents. The bylaws or CC&Rs will likely contain the audit requirements that the HOA must follow. This includes what kind of examination is necessary (financial review or audit) and the frequency of the examination.

Even if no such requirement exists for your association, it is best to have an audit performed at least once every year. An HOA annual audit can ensure the health and accuracy of your finances.

Should You Get an HOA Financial Audit?

When the law or your governing documents don’t require an audit, it is easy to just dismiss it. But, there are plenty of other reasons to do an audit.

1. Keep Large Assets in Check

Whether you have a large HOA or a small one, an audit can help you keep your finances in order. But, given the cost of an audit, smaller associations may not be able to justify the expense every year. In that case, a small community with fewer assets may only need to perform an audit every few years, opting for a financial review annually instead.

On the other hand, larger communities typically have more assets to manage. More assets mean more room for accounting errors. Thus, for such associations, an annual audit is likely the wiser decision.

2. Promote Transparency

Whether it’s in a corporate setting or an HOA setting, transparency is absolutely essential. After all, homeowners have a right to know where their fees are going. Audits can help promote transparency in the association. It assures homeowners that the HOA is spending money wisely and that there are no discrepancies in its financial operations. Additionally, in many cases, homeowners can call for an audit to take place.

3. Facilitate a Smooth Transition

If an HOA is switching from one management company to another, an audit can help with the transition. New management can get a feel of the association’s current financial standing as well as how the previous company did things. The results of the audit can also inform the plans and decisions of the new company in charge.

How Much Does an HOA Audit Cost?

On average, audits can cost anywhere between $4,000 to $6,000. Given the complexity of a financial audit, though, such a price is understandable. Audits are time-consuming and labor-intensive, but their results are well worth the investment.

Alternatively, for associations that only need to conduct financial reviews, the cost expectation is lower. On average, a financial review can cost somewhere between $1,500 to $2,000.

Financial audits and reviews don’t come cheap, but they are often necessary. As such, associations should budget for them early in the year to make sure it has the means to meet the requirement.

Beneficial for All Parties Involved

Clearly, an HOA audit poses several benefits not only for the association itself but also for the members living in the community. With an audit, members are made aware of the association’s financial health. This not only gives them assurance but also ensures transparency, thereby strengthening the trust between the homeowners and the board. On the side of management, an audit will help board members make well-informed and smarter financial decisions.

To make sure you have a smooth audit process, you need to prepare all of your records and documents ahead of time. Keep them all in one place with the help of Condo Manager. Call us today at (800) 626-1267 or get in touch with us online for more information.

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7 Columbus Day Recipes For A Great Holiday Meal

admin on September 27, 2022

Columbus Day is a good time to relax and indulge in hearty meals. Whether you want to cook for a group or just yourself, these Columbus Day recipes will surely leave you wanting more.

Awesome Columbus Day Recipes to Try This Holiday

Columbus Day does not get the same amount of attention as other federal holidays. While most restaurants remain open during this day, it is still a great time to practice your cooking skills and enjoy home-cooked meals. Here are some delicious Columbus Day recipes you can try over the three-day weekend.

1. Buttermilk Cornbread

Ingredients:

2 cups buttermilk
2 cups self-rising corn meal mix or white corn meal
1/2 cup flour
6 tbsp shortening or lard (plus an additional tbsp for greasing the pan)
1 tsp salt

Instructions:

Preheat the oven to 425°F and place a 12-inch cast iron skillet inside.
Heat the lard or shortening in a small pan over medium heat, removing when melted.
In a separate bowl, combine the buttermilk and salt. Mix in the flour and corn meal in batches, alternating between each one.
Pour the melted lard or shortening into the batter, combining until smooth.
Remove the heated cast iron skillet from the oven and grease it with the remaining lard up to the sides. Place it back into the oven to melt.
Remove the skillet once again and pour in the batter. Bake for 30 to 40 minutes until golden brown and a toothpick comes out clean.
Cut the cornbread into pieces before serving with butter (optional).

2. Bruschetta

If you’re looking for some Columbus Day Italian recipes, bruschetta is an easy one to prepare.

Ingredients:

1 french baguette
1 large tomato, largely grated
2 tbsp black truffle oil
1 black truffle, shaved into thin slices
1 garlic clove, finely grated
Truffle salt
Pepper to taste

Directions:

Slice the baguette at a diagonal angle into 1/2-inch slices. Let them toast in the oven.
In a bowl, combine the tomato, garlic, truffle oil, truffle salt, and pepper.
Remove the toasted bread from the oven and spread the tomato mix over the top. Garnish with shaved truffle and serve.

3. Frittata

Ingredients:

1 cup mozzarella cheese, shredded
1/2 cup salami, diced
1/2 cup cherry tomatoes, chopped
1 can mushroom, sliced and drained
1/2 cup artichoke hearts, chopped and drained
6 eggs
1/3 cup milk
1/3 cup parmesan cheese, grated
1 garlic clove, minced
1 tsp dried basil
2 green onions, chopped
1 tsp onion powder
1 tsp salt
Black pepper to taste

Directions:

Preheat the oven to 425°F.
In a skillet, cook the salami, tomatoes, artichokes, and mushrooms over medium heat. Grease a shallow 2-quart baking dish and transfer the cooked salami mixture.
In a bowl, whisk together the milk, eggs, green onions, garlic, onion powder, dried basil, salt, and black pepper. Pour the mixture into the baking dish as well.
Top the dish with mozzarella and parmesan cheese before baking in the oven for 20 minutes or until set.

4. Spanish Rice

A lot of people like to prepare Spanish recipes for Columbus Day. Here’s one that’s both easy and delicious.

Ingredients:

2 cups chicken broth
1 1/2 cups uncooked white rice
1 cup chunky salsa
2 tbsp onion, chopped
2 tbsp oil

Directions:

In a large skillet, heat the oil over medium heat. Add the onion and cook until soft.
Pour the white rice into the skillet and stir frequently. Once the rice starts to brown, pour in the chicken broth and salsa.
Switch to low heat and simmer the rice, making sure to cover the skillet. Allow it to cook until the rice absorbs the liquid, about 20 minutes.

5. Pumpkin Gnocchi

Italian recipes for Columbus Day are quite popular, and gnocchi is a classic Italian dish. Instead of using the classic potato, this one swaps it out for pumpkin — perfect for the fall season.

Ingredients:

1 1/2 cups pumpkin, cubed
1 1/2 cups all-purpose flour, plus 1/3 cup for kneading
1/3 cup Grana Padano cheese, finely grated
1/4 cup sage leaves
1 egg yolk
5 tbsp butter
1 tbsp extra virgin olive oil
2 tsp salt
1/4 tsp nutmeg
Salt and pepper to taste

Directions:

Preheat the oven to 350°F.
Combine the pumpkin with olive oil, salt, and pepper in a bowl, making sure the pumpkin is coated. Place the pumpkin cubes on a baking sheet. Bake for 15 to 20 minutes, until the pumpkin takes on a golden brown color and is tender.
After baking, remove the pumpkin from the oven and allow it to cool until warm. Then, transfer it to a food processor and puree.
Combine the pumpkin puree with the cheese, egg yolk, and nutmeg in a bowl. Slowly pour in the flour and mix until it forms a dough.
Flour the surface and knead the dough until soft. Cut it into equal pieces and roll each one into ropes about 1/2-inch thick.
Cup each rope further into small pillow-like pieces about 1/2-inch wide. Shape each piece into the classic gnocchi shape using a fork dipped in flour.
Boil a pot of salted water and add the gnocchi a few pieces at a time. Stir the pot every now and then to make sure they don’t stick together.
Wait for the gnocchi to float and rise to the surface. When that happens, allow it to cook for another 30 seconds before removing it with a slotted spoon.
Melt butter in a large saucepan before adding sage leaves. Let this cook for about 30 seconds or until fragrant. Toss in the gnocchi until well-coated.
Grate some cheese on top before serving.

6. Scallop Risotto

Scallop risotto may seem like a lot of work, but it’s actually easier than you think. Indulge in this delicious Columbus Day recipe this coming holiday.

Ingredients:

2 cups Arborio rice
1/2 onion, chopped
1/2 cup truffle cheese, grated
4 cups chicken stock
1/2 cup Parmigiano Reggiano cheese, grated
2 tbsp truffle butter
1 cup heavy cream
Truffle oil
Truffle salt
20 scallops
2 tbsp olive oil
Fresh black truffle, grated (for garnish)

Directions:

Heat a pan over medium heat and add in the butter until melted. Saute the onions in the melted butter until tender.
Add the Arborio rice and stir in with the onions, cooking for about 2 minutes.
Pour in the chicken stock and heavy cream. Cook and stir using a wooden spoon until it begins thickening.
Turn off the heat and add in the butter and grated truffle cheese. Allow it to incorporate before adding in truffle oil.
Add in the Parmigiano Reggiano cheese and fresh truffle as the risotto finishes cooking.
In a separate pan, heat the olive oil over medium heat. Cook the scallops in the pan, making sure to space them out about 1 inch apart. Allow the scallops to cook for about 1-2 minutes on each side.
Transfer the cooked risotto to a place and drizzle truffle oil on top. Add in a few of the scallops and garnish with shaved black truffle before serving.

7. Panna Cotta

No meal is complete without dessert. As one of the easiest Columbus Day dessert recipes, this panna cotta will surely satisfy your taste buds.

Ingredients:

8 ounces raspberries, fresh or frozen, plus another 6 ounces for garnish
8 ounces raspberry preserves or raspberry jam
7 ounces white chocolate, chopped
2 1/2 cups heavy cream
3/4 cup white sugar
1/4 cup water
2 tsp powdered gelatin, unflavored
Fresh mint

Directions:

Puree 8 ounces of raspberries. Combine the puree with the jam or preserves. Divide the puree mixture into two.
At the bottom of six small glasses, spread the first half of the puree mixture. Place the glasses in the fridge while you work on the other part of the recipe.
Combine the powdered gelatin with water in a bowl. Set aside.
Place the white chocolate in a separate bowl. Pour the heavy cream into a saucepan and heat it until it just begins to boil. Then, pour it over the white chocolate. Mix until the chocolate melts completely.
Add in the gelatin and sugar, combining well. Allow the mixture to cool down until it becomes thick and creamy.
Take out the glasses from the fridge and slowly pour the white chocolate mixture over each one. This will create a layer of white chocolate on top of the raspberry puree layer. Place the glasses back in the fridge to let the panna cotta firm up.
Once firm, take the other half of the raspberry puree and distribute it among the glasses. This will create three layers, with the white chocolate sandwiched between the raspberry puree layers. Refrigerate once more.
Remove the panna cotta from the fridge once firm. Garnish with the extra raspberries and mint leaves before serving.

A Recipe for Everyone

As you can see, there are a number of Columbus Day recipes you can try this coming holiday. And while some of them require time and work, others are simple enough to not mess up even on your first try.

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What Every Homeowner Should Know About HOA Taxes

admin on September 20, 2022

The subject of HOA taxes can be a source of frustration for many homeowners associations. But, do HOAs have to pay federal and state income taxes at all?

HOA Taxes: Understanding Federal and State Requirements

A majority of homeowners associations are incorporated as nonprofits in their state. But, just because an HOA is organized as a nonprofit does not mean it is automatically exempt from paying taxes or filing tax returns. At the federal level, all homeowners associations do need to pay taxes and file their tax returns. The only exception to this is if the association is recognized by the Internal Revenue Service as an exempt organization under 501(c)(4). But, qualifying for that exemption is rare for an HOA.

To file homeowners association taxes at the federal level, it is necessary to complete and submit either Form 1120 or Form 1120-H. Most associations prefer filing Form 1120-H because it is simpler and provides certain tax benefits. Either way, though, board members should hire a Certified Public Accountant (CPA) to help them fill out the form and gather all supporting documentation.

But, what about state income taxes? Do homeowners associations have to pay taxes to their state government? More often than not, the answer is yes. However, there are some exceptions. A handful of states don’t collect income tax from corporations, which homeowners associations typically fall under.

Additionally, every state may have its own set of requirements and deadlines for filing a state HOA tax return. States also usually have different forms to complete and varying rules when it comes to filing extensions. As such, it is best to seek the help of a CPA to help with your state tax filing process.

Are HOAs Exempt from Taxes?

Homeowners associations are generally NOT exempt from income tax. But, there are a few states that don’t collect income tax from corporations. These are Nevada, Ohio, South Dakota, Texas, Washington, and Wyoming. Although Alaska and Florida do not have state individual income tax, they do collect corporate income tax. Regardless of state income tax laws, though, associations still generally need to pay and file federal income tax returns unless otherwise exempted.

Nevada

Nevada does not collect corporate income tax, but it does tax organizations that employ workers. As such, if an HOA reports gross wages to the Nevada Employment Security Division (NESD), it must pay the state’s modified business tax. Moreover, the HOA must file a return for the modified business tax with the Department of Taxation. Corporations automatically receive modified business tax returns from the NESD after registering with the Department of Taxation. There is also an option to download the forms through the department’s website.

Ohio

Ohio also does not collect corporate income tax. However, it does collect a commercial activity tax (CAT) as well as a sales & use tax. Homeowners associations generally don’t have to pay CAT. but, if an HOA is involved in selling goods, it will need to file a sales & use tax return with the state. Additionally, homeowners associations don’t need to pay a state franchise tax if it solely consists of residential properties.

South Dakota

South Dakota is another state that does not have a corporate income tax. This means that homeowners associations don’t need to pay or file their income tax with the state. It is worth noting, though, that HOAs still need to pay and file their federal tax returns.

Texas

Texas does not have a corporate income tax. Therefore, homeowners associations are not required to pay or file a corporate income tax return with the Lone Star State. That being said, homeowners associations are still required to pay and file their federal tax returns. Texas also has a gross receipts tax that associations must pay.

Washington

The state of Washington does not collect personal or corporate income taxes. As such, homeowners associations need not pay or file state income tax returns. However, HOAs are still required to pay a gross receipts tax (business and occupation tax).

Wyoming

Wyoming also does not collect personal or corporate income taxes. This means corporations like homeowners associations don’t have to pay or file state income tax returns. Still, they do need to pay and file federal income tax returns.

For Homeowners: Are HOA Fees Tax Deductible?

Tax season is often a pain point for homeowners. Not only does it mark another expense to deduct from their household budget, but filing tax returns can also bring headaches. It is not always easy to understand how taxes work, and figuring out which expenses are deductible only adds to the frustration. One thing that a lot of homeowners want to know, though, is whether or not they can deduct HOA fees from their personal taxes.

In general, HOA fees are not tax-deductible. But, there are some instances where owners can deduct them, such as:

If an owner uses their home or condo as a rental property (if the owner rents out only a portion of the property, they can deduct a percentage of their HOA fees)
If an owner uses their home or condo as a business (they can’t deduct the entire amount but only a portion of it)

For owners who only rent out their homes for a few months out of the year, fees are deductible for the months when the home functions as a rental property. The second circumstance can also apply if an owner uses only a part of their home for their business (such as a home office). Keep in mind, though, that these only pertain to regular HOA dues. Owners typically can’t deduct special assessments.

Getting Help

Dealing with HOA taxes is rarely a walk in the park. For a lot of HOA boards, it is the one time of the year they wish wouldn’t come. But, tax season does not have to bring dread. Hiring the right professionals can significantly ease the process.

In addition to taxes, board members also have to manage other aspects of the association. Simplify and automate your job with Condo Manager. Call us today at (800) 626-1267 or contact us online to request a free demo.

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HOA Fines: Frequently Asked Questions

admin on September 9, 2022

It is not uncommon for homeowners to have to pay HOA fines when they have committed a violation of the rules. Many homeowners, though, have unanswered questions about fines in an HOA community.

Frequently Asked Questions on HOA Fines

Here are the answers to the most frequently asked questions about homeowners association fines.

What Are HOA Fines?

An HOA fine is a monetary penalty that a homeowners association imposes against a member after the latter has violated a rule or covenant. It is different from an HOA fee or HOA dues, which are the regular payments members make to the association.

Can an HOA Fine You?

In a word, yes. Most homeowners associations do have the power, whether expressly stated or implied, to impose fines when a member of the community breaks the rules. This authority is usually given to associations by either the state or the governing documents. Imposing a fine is a common way many HOAs enforce the rules and covenants in a community.

Do All Homeowners Pay Fines?

Fines are designed to punish rulebreakers and discourage future violations. The rules apply to all homeowners in a given community. Therefore, all homeowners can be fined by the association. It is worth noting that buyers automatically become members of the association when they buy a home in the community. And sellers typically inform buyers of the existence of the HOA as well as the different rules they will need to follow.

How Much Is the Typical HOA Fine?

Fine amounts vary greatly from one association to another. There are several factors that can influence the amount of a fine, such as the location of the community, the nature of the violation, and how much the law or governing documents permit.

Residents living in more affluent neighborhoods may not be deterred by a $20 fine, whereas that amount may be huge to someone living in a lower-income neighborhood. Furthermore, a $20 fine may be too small for a violation that endangers the safety of other residents in the community.

On average, though, fines typically start at $25 on the first offense and increase in increments for each day the violation and fine are not settled. On the second offense, the starting amount will usually be higher, and so on.

Who Dictates the Fines?

Generally, the HOA board sets the fine amount. For some communities, the fine schedule will be outlined in the governing documents, but many boards can set their own fine policies. The general rule for HOA violation fines, though, is that they are reasonable.

How Does an HOA Enforce Fines?

When a violation occurs, associations usually start by sending a notice to the homeowner. Sometimes, it will begin with just a warning, with no fine imposed. If the owner fails to correct the violation or if it happens again, the board will then impose the fine.

Prior to the imposition of the fine but after the notice is sent, associations will typically hold a disciplinary hearing. During this hearing, the homeowner will have a chance to present their argument and provide supporting documentation. Then, the board will make a final decision on the disciplinary action. The homeowner will then need to remedy the violation (if it hasn’t been remedied already) and pay the fine amount.

What’s the Most an HOA Can Fine You?

It depends on state laws and the governing documents. These two governing authorities will sometimes set a limit, though most of the time, there is none. In Florida, for instance, fines can’t exceed $100 per violation. Additional fines can be imposed for each day of a continuing violation but not exceed a total of $1,000 unless the governing documents say otherwise. Boards should seek help from an attorney or HOA manager to better understand the limitations of HOA fines if any exist.

Can an HOA Fine You Without a Warning?

It is standard protocol for most associations to issue a warning first prior to imposing a fine against an owner. However, there are some associations that move forward with a fine without giving a warning. Again, it is best to check with legal counsel to see if this is something your board can do.

Can Homeowners Fight HOA Fines for Violations?

In theory, homeowners can fight fines they believe are unfair, unjustified, or unreasonable. Associations give homeowners an opportunity to present their cases at a scheduled disciplinary hearing. Prior to the hearing, homeowners should do adequate research and prepare documents to back up their side of the story.

When it comes to how to fight HOA fines, many homeowners immediately jump to legal action. This may seem like a good idea at first, but it will only end up costing the owner much more money than the fine itself. However, if the fine truly is unfair, unjustified, or unreasonable, there may be cause for a lawsuit.

What Happens If You Don’t Pay HOA Fines?

Fines just keep adding up when homeowners don’t pay them. They can grow to insurmountable amounts and even trigger a lien on the property.

Liens make it significantly harder for owners to sell their homes or refinance their mortgages. Plus, when that happens, the association may opt to initiate foreclosure in an attempt to collect the unpaid balance.

Keep in mind, though, that not all associations can file a lien or pursue foreclosure due to fines alone. In Texas, for example, the law states that associations may not foreclose if the debt consists solely of fines.

What Are the Most Common Violations That Lead to Fines?

Homeowners associations tend to have a lot of rules and covenants that members need to adhere to. When owners break these rules, HOA penalties can follow. Some of the most common violations that lead to fines include:

Failure to maintain the yard or landscaping of a private property
Parking violations
Violations of rental restrictions
Violations of pet rules
Improper holiday decorations or incorrectly timed decorations
Incorrect handling or throwing of trash
Architectural violations

Appreciating Fines and Their Purpose

Many homeowners blindly contest the fines that the association charges them. By gaining a deeper understanding of HOA fines and their purpose, owners will appreciate the function of fines and homeowners associations a little better.

Keeping track of violations and fines can be difficult. With the help of Condo Manager’s HOA management software, though, both self-managed communities and professional management companies can make the process easier. Call us today at 800-626-1267 or contact us online for a free demo.

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Why Can’t You Wear White After Labor Day?

admin on August 22, 2022

Can you wear white after Labor Day? This is an age-old question that many people don’t know the origin of.

Why Can’t You Wear White After Labor Day?

You’ve probably heard of the famous saying, “You can’t wear white after Labor Day.” And while a lot of people have generally accepted this as sound fashion advice, the history behind it is actually quite fascinating. And there are a couple of theories that can possibly explain it.

Easy, Breezy Vacations

Not wearing white after labor day may have stemmed from the fashion choices of the wealthy back in the early 1900s. Wealthy folks back then opted to wear lightweight, white clothing such as linen suits and loose-fitting dresses. They generally favored these pieces, and the color white, during the hot summer when they would go on long vacations. Continuing to wear the color even after Labor Day was just a way to show off their wealth because they could afford to have vacations even after the summer season.

A Classist Rule

Some historians believe that the Labor Day white clothing practice also dates back to the wealthy upper class of the 19th century. During that time, wealthy people used fashion as a way to separate themselves from the middle class. The upper class had money to go on luxurious vacations where white would be the color of choice. Additionally, they didn’t have to do any work that would result in stains. In comparison, middle-class workers had to work with their hands, often in dirty environments.

It also acted as a way to separate the old rich from the new rich in that the old rich kept the inside tip a secret from the new rich. In fact, by the 1950s, not wearing the color following Labor Day was viewed as a status symbol of sorts. New money types didn’t follow the rule because they weren’t “in,” resulting in them committing fashion faux pas.

A Change in Season

Why can’t I wear white after Labor Day? Well, the final theory, while still involving the wealthy, has more to do with the changing seasons. The rich would go on nice summer vacations wearing white. Since Labor Day is the unofficial end of summer, it signaled a time to pack up the white summer clothes. As the autumn and winter seasons came around, even the rich opted to go with darker clothing made with heavier fabrics to keep them warmer.

Breaking the Fashion Norm

While this fashion rule enjoyed popularity in the past, it’s no longer seen as a norm today. In fact, even fashion icon Coco Chanel broke the rule many times as far back as the 1920s. Chanel was known for wearing the color regardless of the season, incorporating it as a staple in her wardrobe.

Today, nobody really adheres to this practice anymore. Nobody cares if you wear white even after the Labor Day weekend. The important thing is that you feel comfortable and confident in whatever color or style you wear.

Why Don’t You Wear White After Labor Day? Solved!

It may have started out as a classist rule adopted by the wealthy, but the rule no longer applies in modern times. Fashion is all about self-expression, and anyone can wear whatever they want. Excluding an entire color from your closet after a certain date now seems silly, especially when you consider how fashion has evolved throughout the years.

When it comes down to it, Labor Day is all about celebrating the American workforce. Instead of focusing on what people will think of your white clothes, take the time to pay tribute to the workers and laborers in the United States.

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Condominium Repairs: Who Is Responsible? Condo Owners Or The COA

admin on August 10, 2022

Condominium repairs are an inevitable part of condo ownership. But, not all elements of a condo unit fall under the responsibility of the owner. Sometimes, the condo association is on the hook for maintenance and repairs.

Who Is Responsible for Condominium Repairs?

Purchasing a condo usually comes with automatic membership into a condo association. Condo owners will then need to follow the association’s rules, including the owner’s obligation to carry out condo maintenance. Some maintenance and repair work, though, don’t fall under the responsibility of the owner and, instead, fall under the responsibility of the association.

This is where most condo owners become confused. What types of repairs are the condo association responsible for? And what repairs are the owners responsible for?

It goes without saying that an owner is responsible for their own personal items and belongings. For instance, if the refrigerator malfunctions, the owner has to pay for the repairs or replacements themselves. Most of the confusion lies with the structure of the condo itself. For things like walls, flooring, and balconies, will the owner be on the hook for maintenance or will it fall to the condo association?

Understanding Regulations

The first place owners should check is state and local laws. There may be existing laws that govern condo associations and the condominium repairs they are responsible for.

For example, according to the Washington Condominium Act, the association is in charge of maintaining and repairing the common elements (including limited common elements), while owners are in charge of their individual units.

The problem with laws like this, though, is that they are often very general. For more specific guidelines, owners should look to their condo association’s governing documents. The bylaws and CC&Rs, in particular, will usually contain language describing the maintenance responsibilities of the association and the owners. Because these provisions can differ from one condo to another, there is no universal rule that applies to all condos equally.

That being said, the burden of responsibility usually depends on where the element is located. The association typically bears responsibility for the maintenance, repair, and replacement of exterior structures and elements. Conversely, owners typically bear responsibility for the maintenance, repair, and replacement of interior structures and elements.

Condominium Repairs Under the COA’s Responsibility

Living in a community managed by a condo association comes with many perks. In addition to gaining access to exclusive amenities, owners also benefit from maintenance and repairs. Of course, these amenities and services do come with condo fees.

Generally speaking, the elements that fall under the association’s scope of responsibility include:

The structure of the condo
Exterior lighting such as parking lot lighting, floodlighting, etc.
The roof of the condo, including the gutters and shingles
Exterior sidings and features of the condo
All shared amenities such as clubhouses, pools, and office buildings
Walkways, trails, and sidewalks

As for balconies and terraces, it really depends on the association’s governing documents. If all of the units have balconies and terraces, then the responsibility will likely fall on the association.

What Repairs Are Condo Owners Responsible For?

More often than not, maintenance and repairs for the interior of the condo units fall on the shoulders of individual owners. This is favorable to condo owners because it means the association does not have a say in how owners layout or decorate the inside of their units.

Generally speaking, the elements that fall under the owner’s scope of responsibility include:

All interior fixtures such as interior walls, flooring, and lighting
Electrical systems
Plumbing
Appliances

Sometimes, a component may not be specified in the governing documents. In this case, it may be worth referring to the community plat. The plat will usually reflect whether a particular component, like an attic or basement, is a common element or otherwise.

Exterior Issues That Cause Internal Damages

Sometimes, problems with the exterior of the condominium will seep into the interiors of condo units. For example, a leak in the roof might cause water damage inside an owner’s unit. In that case, who is responsible — the owner or the condo association?

While this can vary from one condo to another, the association is generally responsible for fixing the leaky roof, while the owner is responsible for repairing any damages to the inside of their condo. This is why condo insurance is such an integral part of condo ownership, as it can reduce the financial burden on owners in these cases.

If the above condo unit is the source of the water damage, the condo association bears no responsibility. In this case, the two condo owners (the one who owns the above unit and the one who owns the below unit) have to settle the damages between themselves. Typically, it means one of the owners’ insurance providers will cover the cost of the repairs.

The Importance of Condo Insurance

It is imperative that all condo owners purchase and maintain their own condo insurance policy. This is similar to homeowners insurance in that condo insurance protects the owner’s personal belongings and covers damages to the interior of the unit.

The exact coverage and deductibles of condo insurance will depend on the type of policy the owner gets. It is wise, though, to purchase a policy that covers perils such as natural disasters, internal issues, and theft.

Condo associations usually have a master policy for the association itself, but this policy doesn’t extend to individual owners. As such, many condo associations require owners to maintain a policy of their own.

Owners should remember that condo insurance is not the solution to all their problems. If damage happens because of a covered risk, then the insurance provider will cover the cost of the loss. However, it’s not uncommon for insurance providers to investigate claims. And, if the provider determines that the owner caused the damage, then the provider can deny the claim. This will leave the owner to pay for the damages out of pocket.

The Bottom Line

It is easier to discern maintenance responsibilities in a planned community consisting of detached homes. But, for condominiums with many shared elements, it can get quite complex. Thankfully, associations normally have detailed provisions for condominium repairs outlined in their governing documents. Owners and board members can then refer to these documents for guidance.

Tracking maintenance and violations can be a source of pain for many condo communities. Condo Manager simplifies the job with sophisticated software. Call us today at (800) 626-1267 or contact us online for a free demo.

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Can A Homeowner Be An HOA Manager?

admin on July 28, 2022

Can a homeowner be an HOA manager without the association running into problems? While it may seem like an easy job, an HOA manager juggles several different responsibilities. And not all associations want the potential conflict of interest that may arise from a homeowner-slash-manager.

Can a Homeowner Be an HOA Manager?

Homeowners associations come in all shapes and sizes. Some only have a few units with less than 50 owners, while others have several hundred owners, even going up to the thousands. Regardless of the size of a community, though, they all share one thing in common — an HOA board.

The HOA board manages the entire association, from the smallest of details to larger-scale projects. Board members have a fiduciary duty to do what’s best for the community, but the workload isn’t always manageable. The board has to balance a multitude of responsibilities, including but not limited to dues collection, rule enforcement, vendor management, budget preparation, legal compliance, and resident communication. Because the job can be overwhelming, many associations end up hiring an HOA manager.

An HOA manager shoulders most of the board’s day-to-day work, leaving the board to make more important decisions. More often than not, professionally managed communities also receive the help of back-office personnel who take care of all the administrative work. While it doesn’t happen frequently, it’s possible that an association may run into a situation where their HOA manager is a homeowner in the community. However, a homeowner as an HOA manager does have certain implications.

For Self-Managed Homeowners Associations

Self-managed associations are already managed solely by the HOA board. In this case, there would be no opening or need for an HOA manager. However, even a self-managed board might want to assign a volunteer homeowner to act as a manager. This volunteer would assume the role of a community manager, though they will likely receive no compensation since they are a volunteer (similar to board members).

Additionally, since it’s still considered volunteer work, there is no telling if the homeowner can add anything of value to the community’s operations. The board already runs the community, after all. If the homeowner really wishes to help out, they can do so by volunteering for committees or running for a position on the board themselves. If the board finds that they lack officers, it is worth exploring amending the bylaws to allow for another position on the board to open up.

For Professionally Managed Homeowners Associations

Professionally managed homeowners associations, on the other hand, have no use for a volunteer manager. This is because the association already employs a management company or manager to do the work.

It is unwise for an HOA to insist on having a homeowner as a volunteer manager in this scenario. The existing professional manager or management company likely already has its own system or way of doing things. A difference in opinion or management style will only result in a clash between the homeowner and the manager.

Possible Conflict of Interest in HOA

What if a homeowner in the community already has a career as an HOA manager? Would the board be right to employ them or their management company? After all, it could result in cost savings for the association.

This is a slippery slope, though, as it opens the HOA up to a conflict of interest. The same homeowner/manager may prioritize issues that matter to them personally. They may also favor resolutions that suit their own agenda or benefit their neighbors or friends. It is also much easier for them to circumvent certain procedures, giving them an opportunity to break the rules without penalty.

Refer to the HOA’s Governing Documents

Beyond examining your individual circumstance, it is imperative that your board refers to the association’s governing documents. Your bylaws and CC&Rs may contain language that can speak to this specific problem. In certain instances, you may also need to secure the agreement of other homeowners.

Regardless of the situation, though, board members must exercise caution and restraint. Study the possible pros and cons of having a homeowner be an HOA manager for the community. If the cons outweigh the pros — even if it’s just a single con that carries a heavier weight than the many pros — then perhaps it’s best to simply hire a professional outside of the association.

Skills of an HOA Manager

There are certain qualities and skills that only an effective HOA manager possesses. When looking for the right candidate, make sure to consider the following:

A good HOA manager is a natural leader. They must be confident in their decisions yet still open-minded to ideas.
Professionalism is utterly important. An HOA manager should approach everything with a calm and professional demeanor. No bias or favoritism is allowed.
A good HOA manager knows how to communicate well. They use the tools available to them to keep people in the loop.
Not all associations are made equal. An effective manager should have a deep understanding of their community’s bylaws, covenants, and rules. They must also be familiar with the laws that apply to associations.
An HOA manager should have good mediation skills. Disputes are unavoidable in a community, and mediation is critical to resolving disagreements.
Considering the wealth of responsibilities a manager has to juggle, a good HOA manager should know how to multitask. They should also have excellent time management skills.
Ideally, an HOA manager should have accounting experience. Accounting and financial management comprise two of the largest aspects of community management.
Finally, a good HOA manager is willing to learn and is always hungry for knowledge.

Can a Homeowner Be an HOA Manager?

Ultimately, there is no universal answer to this question. Board members have to examine the situation from every perspective to arrive at a decision. It is also critical to check the governing documents for any provisions on this matter. Beyond that, it helps to ask for the input of homeowners in the community to avoid ruffling any feathers.

As an alternative, an HOA community can skip the professional manager and opt to use management software instead. Condo Manager offers comprehensive management solutions to homeowners associations and HOA management companies. Call us today at 800) 626-1267 or contact us online for a free demo.

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Does Your HOA Need Covenant Revitalization?

admin on July 14, 2022

Homeowners associations in many states will have to go through covenant revitalization at one point or another. It is important for board members to familiarize themselves with this process to avoid lapses in authority.

Covenant Revitalization: Do HOA Covenants Expire?

An HOA covenant is essentially a contract or agreement that homeowners associations enter into with its members. These covenants govern how the community operates, the responsibilities of board members, and the obligations of homeowners. In essence, covenants are the rules of the community, though they differ from operating rules. And, similar to other contracts, covenants do have a shelf life.

In a lot of states, HOA covenants that are more than 30 years old expire. When an association allows its covenants to expire, it can give rise to a wide range of problems for both the HOA board and the community as a whole.

This is where HOA covenant revitalization comes in. Covenant revitalization is a process that reinstates or revives the covenants of a homeowners association. It essentially restores the old covenants and makes it as if no lapse had transpired at all.

What Happens When HOA Covenants Expire?

Homeowners associations operate with the authority given to them by state laws and the declaration of covenants found within their governing documents. When covenants expire, they are no longer enforceable. This means that the homeowners association basically ceases to exist, and board members don’t have the power to collect dues, enforce the rules, or make any decisions. The entire community will fall into disarray, with no governing body managing the common areas or making sure everything goes smoothly. In the end, property values will plummet, and it is the homeowners who will bear the consequences.

How to Revitalize HOA Covenants

The process of revitalizing HOA covenants can vary from one state to another. Homeowners associations must refer to their state’s Department of Community Affairs for the full step-by-step process of covenant revitalization. As a guide, though, the entire procedure typically consists of the following steps:

Propose the revitalization of the HOA covenants.
Obtain majority approval from the membership to proceed with covenant revitalization.
Submit the newly revitalized governing documents to the appropriate state department or agency.

The specifics of the process can differ depending on where the HOA is located. For instance, Florida law requires that at least three unit owners propose the revitalization of the HOA covenants. After that, the association must disseminate the proposed covenant revitalization to all members and have a meeting. A notice of the meeting must also be properly distributed.

The law in Florida also requires HOAs to get a court reporter or attorney to certify proof of notice of the meeting. Then, within 60 days of securing a majority vote from the membership, an HOA must submit the proposed governing documents to Florida’s Department of Economic Opportunity.

On the other hand, some states allow associations to “preserve” their existing covenants and avoid the revitalization process. Typically, this only applies to covenants that are less than 30 years old.

As with many things, homeowners associations would be wise to hire an attorney for help with this matter. Similarly, an HOA management company can help associations go through the process.

Can You Change HOA Covenants During the Revitalization Process?

Sometimes, a homeowners association will want to update HOA covenants during the revitalization process. While this is technically possible, HOAs should still refer to the specific rules of their state or ask an attorney for guidance. They must also follow the proper amendment procedures outlined in their governing documents.

Taking Florida as an example once more, the law states that the new covenant can’t consist of more restrictive covenants than the old one. This means the new covenant must contain the same number of covenants as the one before, though there are a few exceptions. These exceptions include:

The new declaration may have a longer term.
Homeowners associations can remove restrictions from the old declaration.
The new covenant can govern fewer homes or units than the old one.
The new declaration can consist of new amendments.

How to Amend HOA Covenants

While the process for amending HOA covenants may not be the same for all associations, it generally consists of the following steps:

1. Review and Draft the Amendment

The first thing a board should do is review its existing documents and draft the proposed amendment. This will typically require the help of an attorney to figure out the language and make sure the amendment does not conflict with other covenants.

2. Distribute Amended Documents

The board should then distribute the proposed amendment to the members of the community. They can do this via email or include it in the newsletter or post it to the community website (whatever the governing documents stipulate). Communicating the proposed amendment ensures that all homeowners know of the impending change.

3. Schedule a Meeting

Once owners have had the chance to review the change, the board should then schedule a public hearing of sorts. This should, of course, come with proper notice of the meeting. During the meeting, homeowners can voice their feedback and concerns about the amendment.

4. Make Suggested Changes

An HOA board should not just schedule a public hearing for the sake of it. Board members should listen to homeowner input and seriously take them into consideration. Then, they can make adjustments to the new amendment based on feedback from the homeowners. Again, this will require the help of an attorney.

5. Vote and Adopt

Typically, amendments to the bylaws or covenants will require a majority vote from the membership to be approved. Operating rules, on the other hand, will only usually need the board’s vote.

6. Disseminate and Educate

Once the amendment has passed, the board should disseminate the information and educate homeowners about what the amendment entails. It is good to have a Q&A portion at the next board meeting to clear up any misunderstandings. Alternatively, homeowners can reach out to the board via email, text, or phone (if possible). Many boards prefer not to be bothered by phone calls and emails, so they outsource the job of homeowner communication to an HOA management company.

A Part of Board Education

For many homeowners associations, covenants have a limited span of life. Covenant revitalization prevents HOAs from losing their authority and bridges the gap between the old and the new. As such, board members should make it a part of their ongoing education to learn about this critical process.

Condo Manager provides software solutions to both homeowners associations and HOA management companies alike. Call us today at (800) 626-1267 or contact us online for a free demo.

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What Are HOA Reserve Funds? When Are They Used?

admin on June 30, 2022

In a lot of ways, homeowners associations are just like corporations. They operate with a budget, are headed by a set of board members, and manage a reserve fund. But, what are HOA reserve funds anyway?

What Are HOA Reserve Funds?

Simply put, a reserve fund is a savings account. It contains funds that the homeowners association will use to pay for the cost of future repairs and replacements. Homeowners association reserve funds differ from operating funds in terms of use. While both are funded by the homeowners, the operating fund covers the association’s regular expenses, whereas the reserve fund covers major repairs and replacements.

For homeowners associations, having a reserve fund is essential. Without a reserve fund, an HOA would have no way of paying for expensive repairs and replacements in the future. Every asset and structure has a useful life. Once that reaches the end of its useful life, it needs to be replaced or repaired. Otherwise, it could pose a threat to the safety of residents.

In some scenarios, an HOA will turn to the homeowners for immediate funding. If, for example, a particular building needs urgent foundational repairs, the association will resort to levying hefty special assessments to cover the cost. Neither scenario is ideal, as they can put homeowners in a financial bind or place them in imminent danger. With a properly funded reserve account, HOAs can avoid all of this.

What Can HOA Reserve Funds Be Used For?

In general, reserve funds are used to cover the cost of major repairs and replacements in the future. The exact specifics of this will depend on the bylaws or CC&Rs of the community. Some associations allow the board to use the reserves to pay for unexpected costs, i.e. those that do not occur on a regular basis. Others use it exclusively for any assets that require large repairs or replacements. And then there are also associations that set aside reserves to pay for construction projects.

Determining Adequate Reserve Funding for HOA

When talking about an HOA’s reserves, one question that always seems to pop up is exactly how much to put in the fund.

But, reserve fund accounting for HOA communities is not as easy as simply offering a dollar amount. Homeowners associations have different needs, and even the type of association can influence the possible repairs and replacements it will require in the future. For example, a condo community may need to replace or repair its elevators in the future, but not all single-family communities have elevators.

To know the adequate level of funding for your reserves, it is important to hire a professional to conduct a reserve study. A reserve study will determine the estimated remaining useful life of each asset in your HOA and how much it will cost to repair/replace them. This will give the HOA board an idea of how much the HOA will need to save and how long it has to do so.

Now, a lot of things can change after the completion of a reserve study. This is why it is a good idea to update the study once every few years. Some states even require associations to perform reserve studies, such as California, Virginia, and Colorado. And then there are also a few states that require HOAs to maintain a reserve fund but don’t require reserve studies. Massachusetts and Minnesota are two that come to mind.

Ideally, every homeowners association should have a fully funded reserve account. That means the HOA can cover 100% of the cost of future repairs and replacements. Unfortunately, this is not the reality for most associations. A good rule of thumb, though, is to reach at least 70% of the association’s requiring reserve funding.

Who Pays for the HOA Reserve Fund?

The money used to maintain an association’s reserve fund comes from the homeowners themselves. Reserve contributions are included in the calculations for the upcoming year’s dues. While the HOA board is in charge of this responsibility, board members are not exempt from the contributions. Both board members and regular homeowners have to pay their dues and contribute to the reserves equally.

Borrowing HOA Reserves: Is It Legal?

Generally, an HOA board should not spend the reserve fund for anything other than its intended purpose. But, there are times when an association will find itself in dire need of money to pay for operating expenses. In this case, the board may be able to make an exemption based on state laws and the governing documents.

For instance, California Civil Code Section 5515(a) allows HOA boards to authorize the temporary transfer of funds from the reserve account to the operating account without membership approval. This is only done, though, to meet short-term cash flow needs. However, the board must include notice of intent to transfer funds in a notice of the board meeting. The board must also restore any borrowed funds from the reserve account within one (1) year.

Investing Your HOA Reserve Funds

Because the money in an HOA’s reserve account tends to sit untouched for long periods of time, many boards consider the possibility of investing the funds. The board generally has the authority to do this, though it is still worth checking state laws and the association’s governing documents.

When considering potential investments, an HOA should go for a plan that offers no risk at all. Keep in mind that the money in the reserves does not belong to the board. As such, it is important to be prudent with the money.

In addition to risk, boards should also take liquidity into account. An HOA should be able to withdraw money from its reserves at a moment’s notice. Thus, it is best not to go for investments that have a lock-in period. The only downside to a risk-free investment plan is that it does not offer high yields. Sometimes, though, a savings account is enough to keep the money safe, at the ready, and still earning interest.

The Need for Professional Help

It is essential for homeowners and condo associations to maintain HOA reserve funds. But, you can’t truly know how much you need in the account if you don’t perform a reserve study. Reserve studies can’t be done by the board alone. They require the assistance of certified professionals, such as accountants and engineers. It also helps to have good HOA management software to keep track of your reserve study and level of funding.

Condo Manager is an all-around HOA management software that both homeowners associations and HOA management companies use. Call us today at (800) 626-1267 or contact us online for a free demo.

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9 4th Of July Recipes For Hearty Freedom Day Meals

admin on June 22, 2022

One of the best ways to spend time with friends and family is over a good meal. Independence Day is no different, with Americans gathering across the country to break bread together. For inspiration, here are some of the most delicious 4th of July recipes you can try.

The Best 4th of July Recipes to Try This Holiday

Some people celebrate the Fourth of July by decorating, going on a vacation, and watching a fireworks display. But, as the past year has shown, the most popular way Americans celebrate the holiday is to do anything food-related. From holding barbecues to going on picnics, it is clear that munching on delicious dishes is something that can’t be taken off the Fourth of July celebration roster. This comes as no surprise considering how big a role food plays in culture and bonding.

And while there is nothing wrong with ordering in or eating out, nothing says hearty like a home-cooked meal. Here are the best dishes to complete your July 4th menu.

1. Refreshing Summer Salad

Salads make for great appetizers, as they are easy to prepare and work well with just about any dish. On a hot summer day, a refreshing salad is one of the best 4th of July food ideas you can go with. The best part about this salad is that you maintain control over how much of each ingredient to add, depending on your taste.

Ingredients:

Black beans
Baby spinach leaves
Heritage tomatoes
Cucumber, sliced
Mangoes, chopped
Red onions, sliced
Radishes, sliced
Avocadoes, sliced
Herbs of choice
Feta cheese
Mint
Coriander
Basil
Green chili pepper
Garlic clove
1/2 cup extra virgin olive oil
2 limes
2 tbsp white wine vinegar
2 tsp honey

Steps:

For the salad itself, mix in black beans, baby spinach leaves, heritage tomatoes, cucumber slices, and chopped mangoes.
Add in some sliced red onions, radishes, and avocados, as well as a handful of herbs.
Crumble in some feta cheese and gently toss the salad together.
To make the dressing, simply blend together a large bunch of mint leaves, a small bunch of coriander, and a small bunch of basil leaves.
Add in a deseeded green chili pepper and a garlic clove.
Then, drizzle in the virgin olive oil, the juice of two limes, white wine vinegar, and honey.
Blend them all once more until well combined.

2. Bacon-Wrapped, Cheese-Stuffed Jalapeño Poppers

If you’re looking to add some heat to your palate, these jalapeño poppers are the perfect blend of spice and decadence. Try them out as part of your 4th of July recipes!

Ingredients:

20 Jalapeño peppers
5 oz cream cheese
2.5 oz mozzarella cheese
1/2 oz parmesan, grated

Steps:

The first thing you need to do is heat your oven to about 320°F.
Make a lengthwise cut in each jalapeño before scooping out the seeds.
In a separate bowl, mix all the cheeses. Season to taste.
Then, stuff each chili pepper with the cheese mixture before wrapping each one with half a slice of bacon.
Set the stuffed peppers on a cooking sheet and bake for 35 to 40 minutes until the bacon crisps up.

3. Easy Macaroni Salad

Perhaps one of the easiest Fourth of July recipes, this macaroni salad only takes 30 minutes to make.

Ingredients:

2 cups elbow macaroni, cooked to al dente
1/3 cup celery, diced
1/4 cup onion, minced
1/2 cup tomatoes, diced
1 bunch parsley, chopped
1/2 cup mayonnaise
3/4 tsp dry mustard
2 tsp sugar
1/2 tsp salt
1 1/2 tsp cider vinegar
3 tbsp sour cream

Steps:

To start, combine cooked elbow macaroni, diced celery, minced onion, diced tomatoes, and chopped parsley into a bowl.
In a separate bowl, whisk together the mayonnaise, dry mustard, sour cream, sugar, salt, and cider vinegar.
Then, pour the prepared dressing over the macaroni mixture and toss until combined.

4. Upgraded Grilled Corn

Grilled corn is undoubtedly one of the quintessential July 4th side dishes. But, if you’re sick and tired of plain buttered corn, try this recipe to put a spicy spin on an old classic.

Ingredients:

4 corn cobs
1.5 oz mayonnaise
2 tsp chili flakes
Feta cheese, crumbled
Coriander, chopped

Steps:

First, boil the corn cobs in water for about 5 minutes.
In a separate bowl, combine the mayonnaise with the chili flakes.
Remove the corn cobs from the water then pat dry using a paper towel.
Then, brush the mayonnaise mixture on each corn cob before placing them on a heated grill.
Turn the cobs regularly until grill marks appear.
Serve with crumbled feta and coriander on the top or separately.

5. Vegetarian Buffalo Cauliflower

Buffalo wings are almost a staple at Fourth of July celebrations. But, for that vegetarian twist, try using cauliflower in place of your protein. This also makes it one of the healthier 4th of July recipes on this list.

Ingredients:

18 oz cauliflower
1 tbsp smoked paprika
1/2 tbsp ground cumin
1 tsp garlic powder
3.5 oz plain flour
6.5 oz buttermilk
3 oz hot sauce
1 1/2 tbsp maple syrup
1 tbsp butter, melted

Steps:

To start, preheat your oven to 420°F.
Mix together the smoked paprika, ground cumin, garlic powder, flour, and some salt in a bowl.
Make a well in the center before pouring in the buttermilk. Whisk together just until combined.
Break cauliflower into florets.
Then, dip the florets in the batter, making sure to mix them so that each floret is coated.
Line a baking tray with parchment paper, then lay out the florets on top.
Place the sheet into the preheated oven and bake for 20 to 25 minutes. Make sure to turn each floret halfway through to cook evenly.
For the buffalo sauce, the hot sauce, maple syrup, and melted butter are in a small bowl.
Brush the sauce over the cauliflower florets then bake for another 8 to 10 minutes.
Serve with the dipping sauce of your choice.

6. Cheese-Stuffed Juicy Burgers

A classic Fourth of July food, burgers are arguably the epitome of American dishes. And while you can’t beat a good burger, you can try to update it.

Ingredients:

1 onion, diced
2.5 oz chopped smoked pancetta, chopped
1 garlic clove, crushed
4 sprigs thyme leaves
18 oz lean beef mince
1.5 oz fresh breadcrumbs
1 egg yolk
2 oz cheddar, grated
2 oz mozzarella, grated
4 oz mayonnaise
2 1/2 tsp mustard
1.5 oz pickled baby cucumber
1 small bunch parsley
1 small bunch basil
4 pcs lettuce, washed
1 large tomato, sliced

Steps:

First, drizzle a pan with olive oil and heat it over medium heat.
Cook a whole diced onion in the oil with some salt until the onion softens.
Add in the smoked pancetta, crushed garlic clove, and thyme leaves, then cook for another 2 minutes.
Turn off the heat and allow it to cool on the side.
After it cools, combine the onion mixture with the lean beef mince.
Then, add in the fresh breadcrumbs and egg yolk.
Season with salt and pepper, then mix until well-incorporated.
Divide the beef mixture into four.
In a separate bowl, combine grated cheddar and mozzarella.
Divide the cheese mixture into four as well.
Form the beef into patties, about 10cm in diameter.
Place a portion of the cheese in the middle of the beef patty then shape to cover the cheese with the beef.
Repeat for all patties before covering and allowing them to chill for at least 30 minutes.
In a food processor, mix the mayonnaise, mustard, pickled baby cucumber, parsley, and basil to make the sauce. Allow the sauce to chill until you’re ready to use it.
On the grill, cook each burger patty for about 5 minutes on each side.
Then, wrap each patty using foil and leave them on the grill for 5 more minutes so the cheese can melt.
Toast the buns on the grill and evenly spread some sauce on each side.
Assemble the burger with lettuce and tomatoes before serving.

7. Pulled Pork Tacos

If burgers and hotdogs aren’t your style, why not go for some tacos this Fourth of July?

Ingredients:

3 lbs boneless pork shoulder
2 garlic cloves, crushed
2 tbsp tomato puree
1 tbsp chipotle paste
1 orange
2 limes
1 can pineapple juice
2 tsp dried oregano
2 tsp smoked paprika
1 tsp ground cumin
1 tsp ground coriander
Nutmeg
Taco shells or wraps
Salsa
Shredded cabbage
Avocados, sliced
Sour cream

Steps:

To start, take the boneless pork shoulder and cut it into six chunks. Make sure to have your butcher remove the rind beforehand.
Place the chunks in a large dish and combine with the crushed garlic cloves, tomato puree, chipotle paste, the juice of the orange and limes, pineapple juice, dried oregano, smoked paprika, ground cumin, ground coriander, and a few grates of nutmeg. Allow it to marinate overnight.
Preheat the oven to 240°F.
Cook the marinated pork in the oven, making sure to cover it with a lid or foil.
After about 4 hours, test the tenderness of the meat by pulling it apart using two forks.
If it doesn’t pull apart easily, let it cook for another 1 to 2 hours.
Once done, pull the meat apart.
To assemble your taco, warm your shells or grill your wraps.
Then, place some of the pulled pork along with the salsa of your choice.
Add in some shredded cabbage, sliced avocados, and sour cream on top before serving.

8. Red, White, and Blue Ice Pops

No 4th of July menu is complete without dessert, and these ice pops are an easy one to make.

Ingredients:

Vanilla ice cream
Raspberry sorbet
Red, white, and blue sprinkles
1 cup blueberries
Popsicle sticks

Steps:

Line a loaf pan with enough parchment paper so that some of it hangs over. This will make it easier to pull out the ice pops later on.
At the bottom of the pan, scatter some blueberries as well as red, white, and blue sprinkles.
Whisk vanilla ice cream and raspberry sorbet separately. You can get creative here and use any flavors you want (as long as they fit the red, white, and blue theme). You can also use an electric mixer to speed this process up.
Start with the vanilla ice cream, making sure to evenly spread it on top of the blueberries and sprinkles.
Then, spread the raspberry sorbet on top of that.
Push popsicle sticks into the ice cream, spacing them apart just enough to make ice pops.
Place the pan in the freezer until it firms up.
To serve, remove the ice cream from the pan by pulling on the overhanging parchment paper.
Cut the frozen ice cream into ice pops and peel the parchment paper off.

9. Mini Trifles in Jars

No one has time to make a huge trifle anymore. For one of the cuter and simpler 4th of July recipes, you will only need a few things.

Ingredients:

Small mason jars
Sponge fingers, cut up (or store-bought sponge cake, cut into cubes)
Assorted berries, chopped
Freshly whipped cream or custard

Steps:

Wash the small mason jars and wipe them dry with a clean cloth.
In each jar, assemble the mini trifle by placing the sponge fingers or cake at the bottom.
Layer the berries and then the whipped cream or custard on top.
Repeat steps 2 and 3 until the jar is filled.

A Memorable Fourth of July

Holidays are a great time to try something new and get out of your comfort zone, whether that means making unfamiliar dishes or stepping into the chef’s role for the first time. Either way, test out the above 4th of July recipes with family and friends for an unforgettable experience.

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